How Fundi Works

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How Does Fundi Work?

Fundi checks to see when it is safe to save for you and moves money from your checking account to your Fundi account if you can afford it. Easily withdraw your money at any time. 

There are a few factors that influence Fundi's savings algorithm:

* Checking account balance
* Income & expense patterns
* Expected deposits 
* Upcoming bills
* Recent spending
* Savings controls that you set

Fundi Saves Money for You

Every day your bank is open, Fundi uses these inputs to try and find amounts that you can spare and puts that money into your different savings goals. 

The funds in your Fundi Account are held at FDIC insured banks for your benefit and are insured up to a balance of $250,000. 

How Fundi Works